What Others Are Saying About SelectQuote

Here are some recent reviews we found on SelectQuote.

Select Quote Online Life Insurance Review

By Jeff Ross

If you are like me, then you think that getting the best price on life insurance could be a hassle.

Well, getting term life insurance has never been easier these days. With the many companies that are fighting to get your business, getting competitive rates is simple.

Select Quote is a great way to get the best Term Life Insurance rates. Select Quote is an independent agency, meaning that they offer coverage from a array of different life insurance companies. This allows a select quote agent to match you with the insurance company that will offer you the best rating….

Selectquote Retirement Plan

By Find The Best (.com)

Selectquote Retirement Plan 401k plan has $9,540,388 net assets end of year, which is far more than the average for all Company 401k Plans. The plan has been in effect since 10/1/1996, and is a Single-Employer.

Selectquote Retirement Plan’s 401k plan has 215 active participants , which is moderately more than the average for all Company 401k Plans….

SelectQuote Overall Review of 3.3

By InsuranceUSA

SelectQuote is a name that has helped, hundreds and thousands of individuals, to save money on life term Insurance policy. The money that is spent elsewhere is lot more than that which is spent here. Our agents work round the clock to present you with those companies that shall be providing you with the best quotes of your needs. We have been working since the year 1985, and our agents have been helping thousands of people, to get the best coverage of their life, of the insurance policies…

Term Versus Permanent Insurance

A common question: Term vs Permanent?

This is most common question asked in life insurance, “What is difference between term and permanent life insurance, and what is best for me?”  Knowing the differences between these two will help you decide which policy is best for you.

The main difference is that permanent life insurance lasts as long as you pay the premiums — or at least until you’re 100.  By comparison, term life has a fix period of time that the policy is in effect.  The differing forms of permanent life insurance include whole life, universal Life, and variable life.

Another distinguishing component of a permanent policy is its cash value. A portion of the premium you pay covers your Insurance and part goes into a cash fund. Term life insurance policy provides coverage for a stated period of time.  The term or time of policy can be typically 10, 15, 20 or even 30 years.

Term life insurance limits the Insurance company’s liability  with the fixed term and no cash value or benefit.  Term life can be issued as either fully underwritten (requires medical exam) or a no exam life insurance.  As a result, term life insurance costs significantly less than permanent.

Today, many financial planners prefer to sell term insurance over permanent. The main reason is that term is significantly more economical and can provide the necessary when people need it. In addition, for some, it make’s insurance affordable for the large amounts of coverage they need to protect their family.

Term can be tailored to just the years you need it. You may have a long-term need—until a new baby finishes medical school. Or a short term need—just a few more years until the kids are on their own. You pay premiums only for the time you need protection.

Most Term policies always include the option for a conversion right to permanent insurance. This option lets you convert your Term policy for a Permanent policy. Term can be a smart play for lower premiums when young, while having the option of converting to permanent Insurance if your health changes.

Review – Before You Buy Life Insurance

Here are a few good articles on things to know before you buy life insurance.  These tips will help you be a better consumer of life insurance and help you get the best price for the term amount you need.

Four Facts You Need To Know Before Buying Term Life Insurance

Posted on  by 
Your price is based on your “risk” profile — your age, height and weight, health, family health history, occupation and hobbies. To get your best price, your agent needs detailed and accurate information on all the above. Any upfront “Quote” … Continue reading →

Posted in Buying Life Insurance

Why Life Insurance Quotes Can Be Misleading

Posted on  by 

Chances are you’ve gotten conflicting quotes if you’ve shopped several online companies for Term Life Insurance. The varying estimates you receive are usually a result of how many — or how few — questions you answered to get your quotes. … Continue reading →

Posted in Buying Life Insurance